Families & parents
Protecting the people who depend on you.
Your family. Your goals. Your future.
Protect what
matters most.
Insurance can feel complicated. I’m here to listen, explain your options, and help you take the next step with confidence.
By phone or video, at a time that works for you.
Meet Frelyn
10 years of experience.
One purpose.
I’m Frelyn Gutierrez. I help individuals and families make informed decisions about their financial protection and future.
Every family is different. We’ll start with your priorities, talk through your questions, and explore options that fit your circumstances. No one-size-fits-all solution.
My goal is for you to feel informed, not pressured.
Who I help
Guidance for the life you’re building.
Homeowners
Thinking about your mortgage and responsibilities.
Planning ahead
Talking about retirement, savings and your next chapter.
Business owners
Exploring protection for your family and business responsibilities.
How I can help
Start with what matters to you.
Whether you want to protect your family, plan ahead, or review what you already have, we can start with a simple conversation.
Protection
- Life insurance
- Critical illness protection
- Disability and income protection
- Health and supplemental coverage, where available
Wealth & savings conversations
- Savings priorities
- Retirement goals
- Education savings goals
- Understanding your next steps
Insurance review
- Review existing coverage
- Discuss possible protection gaps
- Understand available options
- Ask for a second opinion
More protection options
- Pet insurance
- Visitor coverage
- Funeral insurance
- Small business protection
Interested in one of these options?
Tell me what you’d like help with.
It only takes a few minutes to get started. I’ll follow up with you personally.
What I can offer depends on where you live and the companies I’m authorized to work with. Already have coverage? You’re welcome to ask for a review.
What happens next
Three simple steps.
- Tell me what you need
Share a few details and your questions.
- Explore your options
We’ll connect and discuss what fits your needs.
- Choose your next step
Move forward when you feel ready.
Client reviews
In their own words.
Caring & Personal
“Frelyn took the time to understand our family’s needs and made sure we understood our options. She was patient, caring, and never made us feel pressured. We truly appreciated how she focused on what was right for our family and helped us feel confident about protecting our future.”
Professional & Trustworthy
“Working with Frelyn was a great experience. She explained everything clearly, answered all of our questions, and made the insurance process much easier to understand. I appreciate her professionalism, knowledge, and genuine commitment to helping her clients.”
Self Protection
“Frelyn helped me look at my insurance needs from my perspective. She listened to my concerns, explained my choices in a simple way, and helped me put protection in place that I felt comfortable with. I’m grateful to have someone I can trust and turn to when I have questions. She is knowledgeable, responsive and never makes me feel rushed. She helped me understand my options and found coverage that actually fits my life and budget”
Simple & Authentic
“I had a very positive experience working with Frelyn. She was approachable, patient, and easy to talk to. She took the time to explain things without making me feel overwhelmed or pressured. I would be happy to recommend her to family and friends.”
Long-Term Relationship
“What I value most about working with Frelyn is that she genuinely cares about her clients. She doesn’t just focus on selling a product—she takes the time to understand your goals and make sure the solution fits your needs. I feel comfortable reaching out to her whenever I have questions and appreciate having someone I can trust with my family’s financial protection.”
Let’s take the first step
You don’t need all the answers yet.
Tell me what you’d like help with and how to reach you. We’ll connect by phone or video to discuss your needs, explore your options, and answer your questions—at your pace.
At a time that works for you
Make time for your questions.
Request a personalized quote and choose a time to talk with me.
A few helpful answers
Before we talk.
Will I see an insurance price right away?
No. Start by telling Frelyn what you need. She’ll talk through your options and help you get a quote from the right provider if you choose to continue.
Does requesting a time book my appointment?
A time chosen on Frelyn’s booking page is confirmed by Google. If you suggest a time in the contact form, Frelyn will confirm it with you first.
What information should I share here?
Just your name, contact details, province and what you’d like help with. Please keep medical details, policy numbers and financial records out of this form.